Web-based privacy policies

Privacy Policies

1. Introduction
Kaiser Financial Services, Inc. ("we," "our," or "us") respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, and safeguard your information, including SMS communications. By using our website or services, you agree to this Privacy Policy.

2. Information We Collect
We may collect the following types of information:

Personal Information: Name, phone number, email address, mailing address, and loan details.
Financial Information: Information necessary to process loans and applications.
Device Information: IP address, browser type, and usage details collected through cookies.

3. SMS Communications
By providing your phone number and opting in, you consent to receive SMS messages from Kaiser Financial Services, Inc. related to:

Loan application updates and reminders.
Promotional offers and marketing messages.
Customer service and support.
Message Frequency: Message frequency may vary.

Opt-Out Instructions:
You can opt out anytime by replying "STOP" to any SMS message.

Help Instructions:
For assistance, reply "HELP" or contact us at TeamRoger@KaiserFinance.com or (760) 383-1293.

Message and Data Rates:
Standard message and data rates may apply.

4. How We Use Your Information
We use your information to:

Process loan applications and requests.
Communicate updates and reminders via SMS and email.
Respond to inquiries and provide customer support.
Comply with legal obligations.

5. Data Sharing and Security
We do not sell or share your personal information with third parties for marketing purposes. Your data is stored securely, and we use encryption and access controls to protect it.

We may share your information with:

Service Providers assisting in loan processing.
Legal Authorities if required by law.

6. Your Rights and Choices
You have the right to:

Opt out of SMS messages at any time.
Request access to the personal information we hold about you.
Request corrections or deletion of your information.
To exercise these rights, contact us at:
TeamRoger@KaiserFinance.com or (760) 383-1293.

7. Updates to This Policy
We may update this Privacy Policy occasionally. Any changes will be posted on this page, and the "Effective Date" will be updated.

8. Contact Us
If you have any questions about this Privacy Policy, contact us at:

Kaiser Financial Services, Inc.
Email: TeamRoger@KaiserFinance.com
Phone: (760) 383-1293
Website: www.KaiserFinance.com

WEB-BASED PRIVACY POLICIES:

Your privacy is very important to us. Accordingly, we have developed this Policy in order for you to understand how we collect, use, communicate, disclose, and make use of personal information.

Before or at the time of collecting personal information, we will identify the purposes for which information is being collected.

We will collect and use personal information solely with the objective of fulfilling those purposes specified by us and for other compatible purposes, unless we obtain the consent of the individual concerned or as required by law.
We will only retain personal information as long as necessary for the fulfillment of those purposes.
We will collect personal information by lawful and fair means and, where appropriate, with the knowledge or consent of the individual concerned.
Personal data should be relevant to the purposes for which it is to be used, and, to the extent necessary for those purposes, should be accurate, complete, and up-to-date.
We will protect personal information by reasonable security safeguards against loss or theft, as well as unauthorized access, disclosure, copying, use, or modification.
We will make readily available to customers information about our policies and practices relating to the management of personal information.

We are committed to conducting our business in accordance with these principles in order to ensure that the confidentiality of personal information is protected and maintained.
This short outline included important aspects of our privacy policy. To review our entire privacy policy, email us at the address on our home page.